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FAQ

What is the process to fill out the CISF recruitment 2018 application form?
Central Industrial Security Force (CISF) Job Notification:Central Industrial Security Force (CISF) invited applications for the 519 posts of Assistant Sub-Inspector post. The eligible candidates can apply to the post through the prescribed format on or before 15 December 2018.Important Date:Last date of receipt of application by the Unit Commanders: 12 December 2018Last date of receipt of application by respective Zonal DIsG: 22 December 2018Written examination: 24 February 2019
Is 2018 a good time to sell a home in the SF Bay Area and switch to renting?
If you’ve only got one property, then you should probably hold it for as long as you want to live in the SF Bay Area. The economic engine here is powerful, and 20 years from now, you’ll be glad you held. You can always pass down the property to your children at the market value at the time for no tax implications.Think about how much angst there is in the Bay Area and other high cost cities about not being able to afford the high rent and high home prices. You can save your children so much angst by building a real estate portfolio.If you have more than one property, and have better investment opportunities, then you can consider selling. I sold my rental property that I bought in 2005 in June 2017 for 30X annual gross rent. The valuation was too high to pass up, and I’m using the proceeds to buy property in the heartland where valuations are at just 10–15X annual gross rent and the net rental yields are closer to 10% versus 2% - 3% here in SF.I still own my primary residence in San Francisco and I have another property that is a rental in Pacific Heights so I’m still long, just not that long anymore.With the next tax legislation limiting state and property tax deductions to $10,000 and mortgage interest deduction on mortgages down to $750,000, this could very well be the catalyst to deflate the housing market in SF. The $10,000 SALT cap is a huge butt kicking for SF residents. The property tax alone on a median $1,400,000 house is about $18,200. Then the average home owning resident pays another $10,000 or more in CA income tax. How can this new legislation NOT put a damper on prices at the margin?It’s so much easier to arbitrage valuations across the country with real estate crowdfunding now. I’ve invested $800,000 of my proceeds with RealtyShares for a potential 10% - 15% annual yield in non-coastal city real estate and plan to continue building my crowdfunding portfolio over time. My SF rental house was earning $96,000 gross, but only about $60,000 after taxes, maintenance, insurance etc. But I sold it for a healthy $2,740,000.If I invested $2,740,000 in Austin, for example, I could easily earn $220,000 - $274,000 a year in gross rent. That difference is a no brainer, especially now that SF real estate is slowing.Thanks to technology, there is no reason why everybody has to gather in a high cost city to work. Look for the next SF Bay Area to build great wealth. They are out there!Related: The Real Estate Investing Rule To Follow: Buy Utility, Rent Luxury