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In security matters overhauling the federal security clearance process this month the Office of Personnel Management announced it will step aside and establish the national background investigations Bureau the NBI b will be a new federal office under the department of defense for more I'm joined by Dan Verdun executive editor at Mara talk done before we look ahead let's look back at the impetus for this new entity why at OPM create the NBI be well it really had no choice Morris as we all know now more than 21 million background investigations were compromised at OPM likely by Chinese hackers and potentially by by several other foreign intelligence services and quite frankly the the IT infrastructure at OPM and the agency itself just didn't have the resources the technical expertise the cybersecurity capabilities to protect that type of information all right so how will this office work and who's in charge so the president will establish or a point rather the the head of this new agency the new agency head will still report to the director of OPM and the the existing infrastructure at OPM in terms of the personnel that they have to do the background investigations will likely just shift over unto the into the new authorities under this new agency what you will have that's different here however is that the actual systems the databases and the protection of this information will now shift from OPM to the Department of Defense which has at its resources in terms of cybersecurity expertise the likes of the NSA and other other experts now from a staffing and budgetary standpoint what does the Obama administration need from Congress to create the NBI B and are they likely to get it well from what I understand they've they're probably going to ask for on the order of a hundred million dollars to help stand this thing up and I think if you look at the situation they're probably going to get it now there is some there some pushback coming from Congress in terms of whether or not this is really necessary to create a new bureaucracy but in all likelihood they will get the resources they need to stand up this new this new organization now I've got more on that right now House Oversight and Government Reform Committee Chairman jason Chaffetz criticized the move he says simply creating a new government entity doesn't solve the problem does he have a point he does have a point you know I'm unclear as to what this will actually do in terms of protecting the information the information that we're concerned about is already gone the real issue here there the real security problem here is that the most sensitive information that from an encounter intelligence perspective that we're concerned about is already out this is a 30 40 50 year problem for us intelligence in terms of the counterintelligence threat stemming from the loss of this data.

FAQ

What is the process to fill out the CISF recruitment 2021 application form?
Central Industrial Security Force (CISF) Job Notification:Central Industrial Security Force (CISF) invited applications for the 519 posts of Assistant Sub-Inspector post. The eligible candidates can apply to the post through the prescribed format on or before 15 December 2018.Important Date:Last date of receipt of application by the Unit Commanders: 12 December 2018Last date of receipt of application by respective Zonal DIsG: 22 December 2018Written examination: 24 February 2019
Is 2021 a good time to sell a home in the SF Bay Area and switch to renting?
If you’ve only got one property, then you should probably hold it for as long as you want to live in the SF Bay Area. The economic engine here is powerful, and 20 years from now, you’ll be glad you held. You can always pass down the property to your children at the market value at the time for no tax implications.Think about how much angst there is in the Bay Area and other high cost cities about not being able to afford the high rent and high home prices. You can save your children so much angst by building a real estate portfolio.If you have more than one property, and have better investment opportunities, then you can consider selling. I sold my rental property that I bought in 2021 in June 2021 for 30X annual gross rent. The valuation was too high to pass up, and I’m using the proceeds to buy property in the heartland where valuations are at just 10–15X annual gross rent and the net rental yields are closer to 10% versus 2% - 3% here in SF.I still own my primary residence in San Francisco and I have another property that is a rental in Pacific Heights so I’m still long, just not that long anymore.With the next tax legislation limiting state and property tax deductions to $10,000 and mortgage interest deduction on mortgages down to $750,000, this could very well be the catalyst to deflate the housing market in SF. The $10,000 SALT cap is a huge butt kicking for SF residents. The property tax alone on a median $1,400,000 house is about $18,200. Then the average home owning resident pays another $10,000 or more in CA income tax. How can this new legislation NOT put a damper on prices at the margin?It’s so much easier to arbitrage valuations across the country with real estate crowdfunding now. I’ve invested $800,000 of my proceeds with RealtyShares for a potential 10% - 15% annual yield in non-coastal city real estate and plan to continue building my crowdfunding portfolio over time. My SF rental house was earning $96,000 gross, but only about $60,000 after taxes, maintenance, insurance etc. But I sold it for a healthy $2,740,000.If I invested $2,740,000 in Austin, for example, I could easily earn $220,000 - $274,000 a year in gross rent. That difference is a no brainer, especially now that SF real estate is slowing.Thanks to technology, there is no reason why everybody has to gather in a high cost city to work. Look for the next SF Bay Area to build great wealth. They are out there!Related: The Real Estate Investing Rule To Follow: Buy Utility, Rent Luxury
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